@import url('https://cdn.jsdelivr.net/gh/orioncactus/pretendard@v1.3.9/dist/web/variable/pretendardvariable-dynamic-subset.min.css');

:root {
    --red-900: #7C0A1B;
    --red-700: #A20D22;
    --red-600: #C41230;
    --red-500: #DC1B39;
    --red-100: #FBD9DE;
    --red-50: #FFF4F5;
    --ink: #14161A;
    --ink-2: #3C424C;
    --muted: #767E8B;
    --muted-2: #9AA1AD;
    --line: #E7E9EE;
    --line-2: #F1F3F6;
    --bg: #FFFFFF;
    --bg-soft: #FAFAFB;
    --bg-dark: #16181D;
    --radius: 14px;
    --radius-lg: 22px;
    --shadow-sm: 0 1px 2px rgba(20, 22, 26, .05), 0 4px 16px rgba(20, 22, 26, .04);
    --shadow-md: 0 2px 6px rgba(20, 22, 26, .06), 0 18px 44px rgba(20, 22, 26, .08);
    --shadow-red: 0 10px 30px rgba(196, 18, 48, .22);
    --max: 1200px;
    --header-h: 72px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; scroll-padding-top: 88px; -webkit-text-size-adjust: 100%; }

body {
    margin: 0;
    font-family: 'Pretendard Variable', Pretendard, -apple-system, BlinkMacSystemFont, 'Apple SD Gothic Neo', 'Malgun Gothic', sans-serif;
    color: var(--ink);
    background: var(--bg);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    word-break: keep-all;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; }
ul, ol { margin: 0; padding: 0; list-style: none; }
h1, h2, h3, h4, p { margin: 0; }

.wrap { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 24px; }

.sr-only {
    position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
    overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}

.btn {
    display: inline-flex; align-items: center; justify-content: center; gap: 8px;
    height: 52px; padding: 0 28px; border: 0; border-radius: 999px;
    font-size: 16px; font-weight: 700; letter-spacing: -.02em;
    transition: transform .16s ease, box-shadow .16s ease, background .16s ease, color .16s ease;
}
.btn:active { transform: translateY(1px); }
.btn-primary { background: linear-gradient(135deg, var(--red-600), var(--red-700)); color: #fff; box-shadow: var(--shadow-red); }
.btn-primary:hover { box-shadow: 0 14px 36px rgba(196, 18, 48, .3); }
.btn-line { background: #fff; color: var(--red-700); border: 1.5px solid var(--red-100); }
.btn-line:hover { background: var(--red-50); border-color: var(--red-500); }
.btn-ghost { background: rgba(255,255,255,.12); color: #fff; border: 1.5px solid rgba(255,255,255,.35); backdrop-filter: blur(6px); }
.btn-ghost:hover { background: rgba(255,255,255,.2); }
.btn-sm { height: 42px; padding: 0 18px; font-size: 14px; }
.btn-block { width: 100%; }
.btn-lg { height: 62px; font-size: 18px; padding: 0 40px; }

.site-header {
    position: fixed; top: 0; left: 0; right: 0; z-index: 90;
    height: var(--header-h);
    background: rgba(255, 255, 255, .86);
    backdrop-filter: saturate(180%) blur(14px);
    border-bottom: 1px solid transparent;
    transition: border-color .2s ease, box-shadow .2s ease;
}
.site-header.is-scrolled { border-bottom-color: var(--line); box-shadow: 0 4px 20px rgba(20,22,26,.04); }
.site-header .wrap { max-width: none; padding: 0 40px; height: 100%; display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; gap: 20px; }

.logo { display: flex; align-items: center; gap: 10px; }
.logo img { height: 42px; width: auto; }
.site-footer .logo img { height: 36px; }
.logo-mark {
    width: 36px; height: 36px; border-radius: 10px; display: grid; place-items: center;
    background: linear-gradient(140deg, var(--red-600), var(--red-900)); color: #fff;
    font-weight: 800; font-size: 17px; letter-spacing: -.04em;
}
.logo-text { font-size: 19px; font-weight: 800; letter-spacing: -.045em; }
.logo-text small { display: block; font-size: 11px; font-weight: 600; color: var(--muted-2); letter-spacing: .06em; }

.header-nav { display: flex; align-items: center; justify-content: center; gap: 34px; }
.header-nav a {
    position: relative; font-size: 15.5px; font-weight: 600; color: var(--ink-2);
    letter-spacing: -.025em; transition: color .15s; padding: 6px 0;
}
.header-nav a::after {
    content: ''; position: absolute; left: 50%; right: 50%; bottom: 0; height: 2px;
    background: var(--red-600); border-radius: 2px; transition: left .22s ease, right .22s ease;
}
.header-nav a:hover { color: var(--red-600); }
.header-nav a:hover::after { left: 0; right: 0; }
.header-actions { display: flex; align-items: center; justify-content: flex-end; gap: 12px; }

.hero { position: relative; margin-top: var(--header-h); overflow: hidden; background: var(--bg-dark); }
.hero-slides { position: relative; height: 640px; }
.hero-slide {
    position: absolute; inset: 0; opacity: 0; transition: opacity .9s ease;
    background-size: cover; background-position: center;
    display: flex; align-items: center;
}
.hero-slide.is-active { opacity: 1; }
.hero-slide::after {
    content: ''; position: absolute; inset: 0;
    background: linear-gradient(100deg, rgba(11,12,15,.9) 0%, rgba(11,12,15,.72) 42%, rgba(11,12,15,.36) 100%);
}
.hero-inner { position: relative; z-index: 2; width: 100%; }
.hero h2 {
    margin: 22px 0 18px; color: #fff; font-size: 54px; line-height: 1.24;
    font-weight: 800; letter-spacing: -.045em;
}
.hero h2 em { font-style: normal; color: #FF7185; }
.hero p { color: rgba(255,255,255,.72); font-size: 18px; max-width: 560px; letter-spacing: -.02em; }
.hero-cta { margin-top: 34px; display: flex; gap: 12px; flex-wrap: wrap; }

.hero-stats {
    position: relative; z-index: 3; display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 1px; background: rgba(255,255,255,.14);
    border-top: 1px solid rgba(255,255,255,.14); border-bottom: 1px solid rgba(255,255,255,.14);
}
.hero-stats .stat { background: rgba(12,13,17,.72); padding: 26px 24px; text-align: center; backdrop-filter: blur(4px); }
.hero-stats .stat b { display: block; color: #fff; font-size: 34px; font-weight: 800; letter-spacing: -.04em; }
.hero-stats .stat b span { font-size: 20px; color: var(--red-500); margin-left: 2px; }
.hero-stats .stat small { display: block; margin-top: 4px; color: rgba(255,255,255,.6); font-size: 14px; font-weight: 500; }

.ticker { background: #0C0D11; border-top: 1px solid rgba(255,255,255,.08); overflow: hidden; }
.ticker-inner { display: flex; align-items: center; height: 52px; }
.ticker-tag {
    flex: none; display: inline-flex; align-items: center; gap: 7px; height: 100%;
    padding: 0 18px; background: var(--red-600); color: #fff; font-size: 13px; font-weight: 700; letter-spacing: -.01em;
}
.ticker-tag i { width: 6px; height: 6px; border-radius: 50%; background: #fff; animation: blink 1.4s infinite; }
@keyframes blink { 0%, 100% { opacity: 1 } 50% { opacity: .25 } }
.ticker-track { flex: 1; overflow: hidden; position: relative; mask-image: linear-gradient(90deg, #000 0, #000 calc(100% - 60px), transparent); }
.ticker-move { display: flex; gap: 46px; width: max-content; will-change: transform; }
.ticker-item { display: flex; align-items: center; gap: 8px; color: rgba(255,255,255,.62); font-size: 14px; white-space: nowrap; }
.ticker-item b { color: #fff; font-weight: 700; }
.ticker-item em { font-style: normal; color: var(--red-500); font-weight: 600; }
.ticker-item span { color: rgba(255,255,255,.35); font-size: 13px; }

.section { padding: 108px 0; }
.section.soft { background: var(--bg-soft); }
.section-head { text-align: center; max-width: 760px; margin: 0 auto 56px; }
.section-head.left { text-align: left; margin-left: 0; }
.eyebrow {
    display: inline-block; color: var(--red-600); font-size: 14px; font-weight: 800;
    letter-spacing: .1em; text-transform: uppercase; margin-bottom: 14px;
}
.section-head h2 { font-size: 40px; font-weight: 800; letter-spacing: -.045em; line-height: 1.32; }
.section-head p { margin-top: 16px; color: var(--muted); font-size: 17px; letter-spacing: -.02em; }

.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.service-card {
    background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
    padding: 36px 32px 32px; display: flex; flex-direction: column;
    transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease;
}
.service-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); border-color: var(--red-100); }
.service-icon {
    width: 54px; height: 54px; border-radius: 16px; display: grid; place-items: center;
    background: var(--red-50); color: var(--red-600); margin-bottom: 22px;
}
.service-icon svg { width: 26px; height: 26px; }
.service-card h3 { font-size: 21px; font-weight: 800; letter-spacing: -.035em; }
.service-card .tagline { margin-top: 6px; color: var(--red-600); font-size: 14px; font-weight: 700; }
.service-card p.desc { margin-top: 14px; color: var(--muted); font-size: 15.5px; letter-spacing: -.02em; flex: 1; }
.service-points { margin: 20px 0 26px; display: flex; flex-direction: column; gap: 9px; }
.service-points li { display: flex; gap: 9px; align-items: flex-start; font-size: 14.5px; color: var(--ink-2); }
.service-points li::before {
    content: ''; flex: none; width: 16px; height: 16px; margin-top: 4px; border-radius: 50%;
    background: var(--red-50) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23C41230' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/10px no-repeat;
}

.live-review { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; align-items: stretch; }
.live-col { display: flex; flex-direction: column; gap: 18px; min-width: 0; }
.live-col .live-panel { flex: 1; display: flex; flex-direction: column; }
.review-col { display: flex; flex-direction: column; gap: 16px; min-width: 0; }
.review-col .section-head { margin: 0 0 4px; max-width: none; }
.review-col .section-head h2 { font-size: 30px; }
.review-col .review { flex: 1; padding: 24px 26px; }
.review-col .review p { font-size: 15px; }
.live-panel {
    background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm); overflow: hidden;
}
.live-panel-head {
    display: flex; align-items: center; justify-content: space-between;
    padding: 20px 24px; border-bottom: 1px solid var(--line-2); background: #fff;
}
.live-panel-head h3 { font-size: 17px; font-weight: 800; letter-spacing: -.03em; display: flex; align-items: center; gap: 9px; }
.live-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--red-500); box-shadow: 0 0 0 4px var(--red-50); animation: blink 1.6s infinite; }
.live-panel-head span { font-size: 13px; color: var(--muted-2); font-weight: 600; }
.live-list { flex: 1 1 0; height: auto; min-height: 396px; overflow: hidden; position: relative; }
.live-list ul { position: absolute; top: 0; left: 0; right: 0; transition: transform .6s cubic-bezier(.22,.61,.36,1); }
.live-list li {
    display: flex; align-items: center; gap: 14px; padding: 0 24px; height: 66px;
    border-bottom: 1px solid var(--line-2);
}
.live-avatar {
    flex: none; width: 38px; height: 38px; border-radius: 50%; display: grid; place-items: center;
    background: var(--red-50); color: var(--red-700); font-weight: 800; font-size: 14px;
}
.live-body { flex: 1; min-width: 0; }
.live-body b { font-size: 15px; font-weight: 700; letter-spacing: -.02em; }
.live-body small { display: block; color: var(--muted); font-size: 13px; }
.live-tag {
    flex: none; font-size: 12px; font-weight: 700; padding: 5px 11px; border-radius: 999px;
    background: var(--red-50); color: var(--red-700);
}
.live-tag.gray { background: var(--line-2); color: var(--muted); }
.live-list::after {
    content: ''; position: absolute; left: 0; right: 0; bottom: 0; height: 70px;
    background: linear-gradient(180deg, rgba(255,255,255,0), #fff); pointer-events: none;
}

.metric-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; margin-top: 30px; }
.metric {
    border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; background: #fff;
}
.metric b { display: block; font-size: 30px; font-weight: 800; letter-spacing: -.04em; color: var(--red-700); }
.metric small { display: block; margin-top: 4px; color: var(--muted); font-size: 14px; }

.process { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; counter-reset: step; }
.process-item { position: relative; padding-top: 30px; }
.process-item::before {
    counter-increment: step; content: '0' counter(step);
    position: absolute; top: 0; left: 0; font-size: 15px; font-weight: 800; color: var(--red-500); letter-spacing: .04em;
}
.process-item h4 { font-size: 19px; font-weight: 800; letter-spacing: -.035em; margin-bottom: 10px; padding-top: 20px; border-top: 2px solid var(--ink); }
.process-item p { color: var(--muted); font-size: 15px; letter-spacing: -.02em; }

.trust { display: grid; grid-template-columns: 1.1fr 1fr; gap: 60px; align-items: center; }
.trust-list { display: flex; flex-direction: column; gap: 22px; margin-top: 30px; }
.trust-list li { display: flex; gap: 16px; }
.trust-ico {
    flex: none; width: 44px; height: 44px; border-radius: 12px; background: var(--red-50);
    color: var(--red-600); display: grid; place-items: center;
}
.trust-ico svg { width: 22px; height: 22px; }
.trust-list h4 { font-size: 17px; font-weight: 800; letter-spacing: -.03em; margin-bottom: 4px; }
.trust-list p { color: var(--muted); font-size: 15px; letter-spacing: -.02em; }
.trust-visual {
    border-radius: var(--radius-lg); overflow: hidden; border: 1px solid var(--line);
    background: linear-gradient(160deg, #fff, var(--red-50)); padding: 34px; box-shadow: var(--shadow-sm);
}
.chart-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
.chart-card-head { display: flex; align-items: baseline; justify-content: space-between; margin-bottom: 18px; }
.chart-card-head b { font-size: 16px; font-weight: 800; letter-spacing: -.03em; }
.chart-card-head span { font-size: 13px; color: var(--muted); }
.bar-row { display: flex; align-items: center; gap: 14px; margin-bottom: 14px; }
.bar-row:last-child { margin-bottom: 0; }
.bar-label { flex: none; width: 74px; font-size: 13.5px; color: var(--ink-2); font-weight: 600; }
.bar-track { display: block; flex: 1; height: 10px; border-radius: 999px; background: var(--line-2); overflow: hidden; }
.bar-fill { display: block; height: 100%; border-radius: 999px; background: linear-gradient(90deg, var(--red-500), var(--red-700)); width: 0; transition: width 1.1s cubic-bezier(.22,.61,.36,1); }
.bar-val { flex: none; width: 46px; text-align: right; font-size: 13.5px; font-weight: 800; color: var(--red-700); }

.advisor-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.advisor {
    border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 28px 24px; background: #fff; text-align: center;
    transition: box-shadow .2s ease, transform .2s ease;
}
.advisor:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }
.advisor .face {
    width: 68px; height: 68px; margin: 0 auto 16px; border-radius: 50%;
    background: linear-gradient(150deg, var(--red-600), var(--red-900)); color: #fff;
    display: grid; place-items: center; font-size: 22px; font-weight: 800; letter-spacing: -.03em;
}
.advisor h4 { font-size: 18px; font-weight: 800; letter-spacing: -.03em; }
.advisor .role { color: var(--red-600); font-size: 13.5px; font-weight: 700; margin-top: 3px; }
.advisor p { margin-top: 12px; color: var(--muted); font-size: 14px; letter-spacing: -.02em; }
.advisor .tags { margin-top: 14px; display: flex; flex-wrap: wrap; gap: 6px; justify-content: center; }
.advisor .tags span { font-size: 12px; font-weight: 600; color: var(--ink-2); background: var(--bg-soft); border: 1px solid var(--line); padding: 4px 10px; border-radius: 999px; }

.review-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.review {
    background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 30px;
    display: flex; flex-direction: column; gap: 14px;
}
.stars { display: flex; gap: 3px; color: var(--red-500); }
.stars svg { width: 17px; height: 17px; }
.review p { color: var(--ink-2); font-size: 15.5px; letter-spacing: -.02em; flex: 1; }
.review-by { display: flex; align-items: center; gap: 10px; padding-top: 14px; border-top: 1px solid var(--line-2); }
.review-by .live-avatar { width: 34px; height: 34px; font-size: 13px; }
.review-by b { font-size: 14.5px; font-weight: 700; }
.review-by small { display: block; color: var(--muted-2); font-size: 12.5px; }

.faq-list { max-width: 880px; margin: 0 auto; border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-q {
    width: 100%; background: none; border: 0; text-align: left; padding: 26px 44px 26px 0;
    font-size: 18px; font-weight: 700; letter-spacing: -.03em; color: var(--ink); position: relative;
}
.faq-q::after {
    content: ''; position: absolute; right: 6px; top: 50%; width: 14px; height: 14px; margin-top: -7px;
    background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23767E8B' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E") center/contain no-repeat;
    transition: transform .25s ease;
}
.faq-item.is-open .faq-q::after { transform: rotate(180deg); }
.faq-item.is-open .faq-q { color: var(--red-700); }
.faq-a { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
.faq-a div { padding: 0 30px 26px 0; color: var(--muted); font-size: 16px; letter-spacing: -.02em; }

.apply-section { background: var(--bg-dark); position: relative; overflow: hidden; }
.apply-section::before {
    content: ''; position: absolute; top: -160px; right: -120px; width: 520px; height: 520px; border-radius: 50%;
    background: radial-gradient(circle, rgba(196,18,48,.35), transparent 66%);
}
.apply-wrap { position: relative; display: grid; grid-template-columns: minmax(0, 620px); justify-content: center; }
.apply-copy .eyebrow { color: #FF7185; }
.apply-copy h2 { color: #fff; font-size: 40px; font-weight: 800; letter-spacing: -.045em; line-height: 1.32; }
.apply-copy p { margin-top: 18px; color: rgba(255,255,255,.62); font-size: 17px; letter-spacing: -.02em; }
.apply-badges { margin-top: 30px; display: flex; flex-direction: column; gap: 14px; }
.apply-badges li { display: flex; align-items: center; gap: 12px; color: rgba(255,255,255,.82); font-size: 15.5px; }
.apply-badges li::before {
    content: ''; flex: none; width: 22px; height: 22px; border-radius: 50%;
    background: rgba(220,27,57,.2) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23FF7185' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/12px no-repeat;
}

.form-card { background: #fff; border-radius: var(--radius-lg); padding: 40px; box-shadow: 0 30px 70px rgba(0,0,0,.3); }
.form-card h3 { font-size: 24px; font-weight: 800; letter-spacing: -.04em; }
.form-card > .field:first-of-type { margin-top: 26px; }
.field { margin-top: 22px; }
.field > label { display: block; font-size: 14.5px; font-weight: 700; letter-spacing: -.02em; margin-bottom: 9px; }
.field > label .req { color: var(--red-600); margin-left: 3px; }
.input, .textarea, .select {
    width: 100%; border: 1.5px solid var(--line); border-radius: 12px; background: #fff;
    padding: 0 16px; height: 52px; font-size: 15.5px; font-family: inherit; color: var(--ink);
    transition: border-color .16s ease, box-shadow .16s ease;
}
.textarea { height: auto; padding: 14px 16px; min-height: 108px; resize: vertical; line-height: 1.6; }
.input:focus, .textarea:focus, .select:focus { outline: 0; border-color: var(--red-500); box-shadow: 0 0 0 4px var(--red-50); }
.input::placeholder, .textarea::placeholder { color: var(--muted-2); }
.input:disabled { background: var(--bg-soft); color: var(--muted); }

.input-row { display: flex; gap: 8px; }
.input-row .input { flex: 1; min-width: 0; }
.input-row .btn { flex: none; }

.chip-group { display: flex; flex-wrap: wrap; gap: 8px; }
.chip { position: relative; }
.chip input { position: absolute; opacity: 0; width: 0; height: 0; }
.chip span {
    display: inline-flex; align-items: center; justify-content: center; height: 44px; padding: 0 18px;
    border: 1.5px solid var(--line); border-radius: 999px; font-size: 14.5px; font-weight: 600;
    color: var(--ink-2); transition: all .15s ease; user-select: none;
}
.chip input:checked + span { border-color: var(--red-600); background: var(--red-50); color: var(--red-700); font-weight: 700; }
.chip input:focus-visible + span { box-shadow: 0 0 0 4px var(--red-50); }

.agree-box { margin-top: 26px; border-top: 1px solid var(--line-2); padding-top: 20px; display: flex; flex-direction: column; gap: 12px; }
.check { display: flex; align-items: center; gap: 10px; font-size: 14.5px; color: var(--ink-2); }
.check input { position: absolute; opacity: 0; width: 0; height: 0; }
.check .box {
    flex: none; width: 22px; height: 22px; border: 1.5px solid var(--line); border-radius: 7px;
    display: grid; place-items: center; transition: all .15s ease;
}
.check input:checked + .box { background: var(--red-600); border-color: var(--red-600); }
.check .box::after {
    content: ''; width: 12px; height: 12px; opacity: 0;
    background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/contain no-repeat;
    transition: opacity .15s;
}
.check input:checked + .box::after { opacity: 1; }
.check .txt { flex: 1; cursor: pointer; }
.check .all { font-weight: 700; color: var(--ink); }
.check button.more {
    background: none; border: 0; color: var(--muted); font-size: 13px; text-decoration: underline; padding: 0;
}
.field-error { margin-top: 7px; font-size: 13px; color: var(--red-600); font-weight: 600; display: none; }
.field.has-error .input, .field.has-error .textarea { border-color: var(--red-500); }
.field.has-error .field-error { display: block; }

.verify-note { margin-top: 8px; font-size: 13px; color: var(--muted); display: flex; align-items: center; gap: 6px; }
.verify-note.ok { color: #157347; font-weight: 600; }
.verify-note.warn { color: var(--red-600); font-weight: 600; }
.timer { font-variant-numeric: tabular-nums; font-weight: 700; color: var(--red-600); }

.site-footer { background: #0C0D11; color: rgba(255,255,255,.5); padding: 60px 0 40px; font-size: 14px; }
.footer-top { display: flex; justify-content: space-between; gap: 40px; flex-wrap: wrap; padding-bottom: 30px; border-bottom: 1px solid rgba(255,255,255,.08); }
.site-footer .logo-text { color: #fff; }
.footer-links { display: flex; gap: 22px; flex-wrap: wrap; }
.footer-links button { background: none; border: 0; color: rgba(255,255,255,.72); font-size: 14px; font-weight: 600; padding: 0; }
.footer-links button:hover { color: #fff; }
.footer-bottom { padding-top: 26px; display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
.footer-disclaimer { margin-top: 18px; font-size: 12.5px; line-height: 1.7; color: rgba(255,255,255,.34); max-width: 860px; }

.float-cta {
    position: fixed; right: 24px; bottom: 24px; z-index: 80;
    display: flex; flex-direction: column; gap: 10px; opacity: 0; pointer-events: none;
    transform: translateY(12px); transition: opacity .25s ease, transform .25s ease;
}
.float-cta.is-on { opacity: 1; pointer-events: auto; transform: translateY(0); }
.float-cta .btn { box-shadow: var(--shadow-red); }
.to-top {
    width: 48px; height: 48px; border-radius: 50%; border: 1px solid var(--line); background: #fff;
    display: grid; place-items: center; box-shadow: var(--shadow-sm); align-self: flex-end;
}
.to-top svg { width: 18px; height: 18px; stroke: var(--ink-2); }

.modal-backdrop {
    position: fixed; inset: 0; z-index: 200; background: rgba(12,13,17,.55);
    backdrop-filter: blur(3px); display: flex; align-items: center; justify-content: center;
    padding: 20px; opacity: 0; pointer-events: none; transition: opacity .2s ease;
}
.modal-backdrop.is-open { opacity: 1; pointer-events: auto; }
.modal {
    background: #fff; border-radius: 22px; width: 100%; max-width: 460px; padding: 36px 32px 28px;
    text-align: center; box-shadow: 0 30px 80px rgba(0,0,0,.32);
    transform: translateY(18px) scale(.97); transition: transform .24s cubic-bezier(.22,.61,.36,1);
}
.modal-backdrop.is-open .modal { transform: translateY(0) scale(1); }
.modal-ico { width: 68px; height: 68px; border-radius: 50%; margin: 0 auto 20px; display: grid; place-items: center; }
.modal-ico svg { width: 32px; height: 32px; stroke-width: 2.6; }
.modal-ico.success { background: #E8F6EE; color: #157347; }
.modal-ico.error { background: var(--red-50); color: var(--red-600); }
.modal-ico.info { background: #EDF2FB; color: #2B4B8F; }
.modal h3 { font-size: 21px; font-weight: 800; letter-spacing: -.035em; }
.modal .modal-msg { margin-top: 10px; color: var(--muted); font-size: 15.5px; letter-spacing: -.02em; line-height: 1.62; }
.modal-actions { margin-top: 26px; display: flex; gap: 10px; }
.modal-actions .btn { flex: 1; height: 50px; }

.modal.doc { max-width: 720px; text-align: left; padding: 0; overflow: hidden; }
.doc-head { padding: 26px 30px; border-bottom: 1px solid var(--line); display: flex; align-items: center; justify-content: space-between; }
.doc-head h3 { font-size: 20px; }
.doc-close { width: 36px; height: 36px; border: 0; border-radius: 10px; background: var(--bg-soft); display: grid; place-items: center; }
.doc-close svg { width: 16px; height: 16px; stroke: var(--ink-2); stroke-width: 2.6; }
.doc-body { padding: 26px 30px 34px; max-height: 62vh; overflow-y: auto; color: var(--ink-2); font-size: 14.8px; line-height: 1.75; }
.doc-body h4 { font-size: 16px; font-weight: 800; color: var(--ink); margin: 22px 0 8px; }
.doc-body h4:first-child { margin-top: 0; }
.doc-body ul { list-style: disc; padding-left: 20px; }
.doc-body li { margin-bottom: 5px; }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.reveal.is-in { opacity: 1; transform: none; }

.maintenance-page, .blocked-page {
    min-height: 100vh; display: grid; place-items: center; padding: 30px; text-align: center;
    background: var(--bg-soft);
}
.maintenance-card {
    max-width: 520px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
    padding: 54px 40px; box-shadow: var(--shadow-sm);
}
.maintenance-card .modal-ico { width: 78px; height: 78px; }
.maintenance-card h1 { font-size: 26px; font-weight: 800; letter-spacing: -.04em; margin-bottom: 12px; }
.maintenance-card p { color: var(--muted); font-size: 16px; letter-spacing: -.02em; }

@media (max-width: 1100px) {
    .live-review { grid-template-columns: 1fr; gap: 34px; }
    .site-header .wrap { display: flex; justify-content: space-between; padding: 0 24px; }
    .hero h2 { font-size: 44px; }
    .service-grid { grid-template-columns: repeat(2, 1fr); }
    .advisor-grid { grid-template-columns: repeat(2, 1fr); }
    .review-grid { grid-template-columns: 1fr; }
    .trust { grid-template-columns: 1fr; gap: 40px; }
    .process { grid-template-columns: repeat(2, 1fr); gap: 30px 22px; }
    .header-nav { display: none; }
}

@media (max-width: 768px) {
    :root { --header-h: 62px; }
    .logo img { height: 32px; }
    .wrap { padding: 0 18px; }
    .site-header .wrap { padding: 0 18px; display: flex; justify-content: center; }
    .site-header .logo { margin: 0 auto; }
    .header-actions { display: none; }
    .section { padding: 72px 0; }
    .section-head { margin-bottom: 40px; }
    .section-head h2 { font-size: 28px; }
    .section-head p { font-size: 15.5px; }

    .logo-mark { width: 32px; height: 32px; font-size: 15px; }
    .logo-text { font-size: 17px; }
    .logo-text small { display: none; }
    .header-tel { display: none; }
    .hero-slides { height: 560px; }
    .hero h2 { font-size: 32px; margin: 18px 0 14px; }
    .hero p { font-size: 15.5px; }
    .hero-cta { margin-top: 26px; }
    .hero-cta { flex-direction: column; align-items: stretch; }
    .hero-cta .btn { width: 100%; }
    .hero-stats { grid-template-columns: 1fr; }
    .hero-stats .stat { display: flex; align-items: center; justify-content: space-between; padding: 14px 20px; text-align: left; }
    .hero-stats .stat b { font-size: 22px; }
    .hero-stats .stat small { margin-top: 0; font-size: 13px; }
    .ticker-inner { height: 46px; }
    .ticker-tag { padding: 0 12px; font-size: 12px; }
    .ticker-item { font-size: 13px; }
    .service-grid { grid-template-columns: 1fr; gap: 16px; }
    .service-card { padding: 28px 24px; }
    .metric-grid { grid-template-columns: 1fr; }
    .advisor-grid { grid-template-columns: 1fr; }
    .process { grid-template-columns: 1fr; }
    .live-list { height: 330px; min-height: 330px; }
    .review-col .section-head h2 { font-size: 26px; }
    .form-card { padding: 26px 20px; }
    .apply-copy h2 { font-size: 28px; }
    .btn-lg { height: 56px; font-size: 16px; }
    .faq-q { font-size: 16px; padding: 20px 36px 20px 0; }
    .faq-a div { font-size: 14.8px; }
    .float-cta { right: 14px; bottom: 14px; left: 14px; }
    .float-cta .btn { width: 100%; }
    .to-top { display: none; }
    .modal { padding: 30px 22px 22px; }
    .modal h3 { font-size: 19px; }
    .doc-body { max-height: 56vh; padding: 20px 20px 26px; }
    .doc-head { padding: 20px; }
    .footer-top { flex-direction: column; gap: 22px; align-items: center; text-align: center; }
    .site-footer .logo { justify-content: center; }
    .footer-links { justify-content: center; gap: 16px 22px; }
    .footer-bottom { justify-content: center; text-align: center; }
    .chip span { height: 42px; padding: 0 15px; font-size: 14px; }
    .input-row { flex-wrap: wrap; }
    .input-row .btn { width: 100%; }
}

@media (prefers-reduced-motion: reduce) {
    * { animation-duration: .01ms !important; transition-duration: .01ms !important; }
    html { scroll-behavior: auto; }
}